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Peak, KY Payday Advances

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Peak, KY Payday Cash Advances: 10 Tips to keep in mind when getting a payday Loan in Peak, KY.

There are numerous factors to consider before taking out a payday loan or cash advance in Peak, KY. The following are 10 tips we encourage you to carefully think about:
  1. Make sure you read the fine print of any payday loan or cash advance contract before you sign it. If you do not understand anything or have doubts, do not sign.
  2. Before obtaining a payday loan or cash advance, check with the Better Business Bureau to see how respectable the company is and if it has any complaints.
  3. Always consider alternative loan sources before you decide on a payday loan or cash advance. Consider family, friends, your credit union, a local bank , even a credit card.
  4. Be sure to know exactly when your payday loan or cash advance is due and take the necessary steps to repay that loan on time.
  5. Make sure you try and repay your payday loan or cash advance in full when it is due without extending it.
  6. Start saving an emergency cash fund of, say, $500. That way, you can avoid payday loans in the future.
  7. Unless you use payday loans and cash advance loans very sparingly, we strongly suggest going for credit counseling in order to learn how to successfully budget and save.
  8. Beware of bounced checks when you have insufficient funds to repay a payday loan or cash advance company. These fees can add up quick and can sometimes be quite high. In addition, your bank might also charge you fees.
  9. File a complaint with your state agency if you feel you have been treat unfairly or illegally by any payday loan or cash advance company.
  10. If you intend to obtain a payday loan or cash advance, make sure you have access to your recent employment pay-stubs as well as your bank account information.


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