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Erlanger, KY Payday Advances

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4224 Dixie Highway # 5, Erlanger, KY 41018-4033   » Map & Driving Directions

Phone Number: 859-342-4801   » Touch to dial (for mobile devices)

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Checksmart

3421 Dixie Highway, Erlanger, KY 41018-1801   » Map & Driving Directions

Phone Number: 859-727-4569   » Touch to dial (for mobile devices)

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Here are a few things to consider before taking a payday loan or cash loan in Erlanger, KY.

There are several factors to consider before obtaining a payday loan or cash loan in Erlanger, KY. The following are 10 suggestions we encourage you to diligently think about:
  1. Enter a complaint with your state agency in the event that you feel you have been treat unfairly or illegally by any specific payday loan or cash advance provider.
  2. Ensure you read the fine print at the bottom of any payday loan or cash advance agreement before you sign it. If you don't understand something or have doubts, do not sign it.
  3. Always try and settle up your payday loan or cash loan in full when it is due without extending it.
  4. Unless you use payday advances and cash advance loans relatively sparingly, we strongly recommend going for credit counselling so as to understand how to successfully budget and save.
  5. Beware of bounced checks in the event that you have not sufficient funds to repay a payday advance loan or cash advance company. These types of fees will add up quick and may sometimes be quite high. On top of that, your bank can also charge you fees.
  6. Prior to obtaining a payday loan or cash loan, get in touch with the Better Business Bureau to see how reputable the agency is and if it has any problems.
  7. You should always consider alternative payday advance sources before you decide on a payday loan or cash advance. Think of family, acquaintances, your credit union, a local bank , even a credit card.
  8. In the case that you intend to obtain a payday advance or cash advance, ensure that you have access to your latest employment pay-stubs along with your bank account details.
  9. Start saving an "emergency situation" cash fund of, about, $500. That way, you are able to avoid payday loans later on.
  10. Be sure to know clearly whenever that your payday loan or cash advance is due to be paid and take the necessary measures to repay that payday loan on time.


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